PH Calculator logoPH Calculator
Salary· 6 min read

13th Month Pay in the Philippines: Rules, Tax, and Who Qualifies

PD 851 explained: how 13th month pay is computed, the ₱90,000 tax exemption under TRAIN, and common employer mistakes to watch for.

By PH Calculator Team. For education only — not financial, tax, or legal advice.

What Is 13th Month Pay?

Presidential Decree No. 851 requires covered employers to pay rank-and-file employees a 13th month pay each year. In principle, it is at least 1/12 of the employee’s total basic salary earned in the calendar year (subject to legal interpretations and exclusions defined in the rules).

It is not the same as a voluntary “Christmas bonus” — though employers sometimes label payments in payroll systems in confusing ways.

Who Is Covered?

Rank-and-file employees in the private sector are generally covered. Managerial employees are often excluded by definition in the implementing rules, but titles alone do not decide status — actual duties matter.

If you are unsure, review the IRR of PD 851 and your contract, or ask HR how your role is classified.

How It Is Computed (Simplified)

A common approach:

  • 13th month = Total basic salary earned in the year ÷ 12

If you started mid-year or had unpaid leave, your basic earned in those months is usually lower, so the benefit is pro-rated in line with policy and the rules.

Tax: The ₱90,000 Exemption

Under the TRAIN Law, 13th month pay and other bonuses are exempt from income tax up to ₱90,000 per year (aggregate). Amounts beyond that exemption may be taxable — how they are taxed depends on BIR rules and payroll treatment in a given year.

Always check the BIR Revenue Regulations in effect for the calendar year and your employer’s alphalist / withholding practice.

Payment Deadline

Employers must pay on or before December 24 of each year (with possible exceptions such as installment schemes in certain cases — see official guidance).

Use Our 13th Month Calculator

Estimate your benefit with the 13th Month Pay Calculator. For full-year net pay, use the Salary Calculator.

Disclaimer

Amounts depend on basic salary definitions, leave without pay, and other payroll items. This is not tax or legal advice — confirm with HR and a professional for your situation.

Related articles