SSS Contribution Calculator Philippines (2026)
Find out your exact monthly SSS contribution — both employee and employer shares — based on the official SSS contribution table under RA 11199.
Formula last updated:
Formulas are reviewed and updated about every 2 weeks.
Popular SSS salary examples
See exact SSS employee share, employer share, and MSC examples by monthly salary.
How SSS Contributions Work
The Social Security System (SSS) is a government-mandated insurance program for all Philippine private sector employees. Contributions are split between you and your employer, computed based on your Monthly Salary Credit (MSC) — a rounded figure that corresponds to your actual monthly salary.
Under the SSS contribution schedule implementing RA 11199, the total contribution rate is 15% of MSC: the employee pays 5% of MSC, the employer pays 10% of MSC, plus the Employer Compensation (EC) fund of ₱10–₱30. The MSC scale runs from ₱5,000 to ₱35,000.
Sample SSS Computation
Scenario: Employee with a monthly salary of ₱20,000
Monthly Salary Credit (MSC): ₱20,000
Employee Share (5%): ₱20,000 × 5% = ₱1,000
Employer Share (10%): ₱20,000 × 10% = ₱2,000
EC Fund: ₱30 (for MSC ≥ ₱14,750)
Total Monthly Contribution: ₱1,000 + ₱2,000 + ₱30 = ₱3,030
Who is Required to Contribute?
SSS coverage is mandatory for all private sector employees, household workers (kasambahay), self-employed individuals, OFWs, and non-working spouses. The employer is legally required to deduct and remit contributions on time — late remittances incur a 2% monthly penalty.
Formula source & official references
Contribution rates and MSC brackets follow the SSS schedule under Republic Act No. 11199 (Social Security Act of 2018). The MSC range modeled here is ₱5,000–₱35,000 with a 15% total contribution rate on MSC (plus EC) — verify the current schedule on SSS (contributions).